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Privacy & Cookies Policy

This policy applies to the following Lowtax Network websites: lowtax.net; tax-news.com; expatbriefing.com; lawandtax-news.com; offshore-e-com.com; treatypro.com; and offshoretrustsguide.com.

This site is owned by Wolters Kluwer TAA Limited. This Cookies Policy (“The Policy”) is designed to tell you about our practices regarding the collection, use, and disclosure of information that you may provide via this site. Please be sure to read this entire Policy before using or submitting information to this site.

Your Consent
Whenever you submit information via this site, you consent to the collection, use, and disclosure of that information in accordance with this Policy.

Information Collection
Like many web sites, this site actively collects information from its visitors both by asking you specific questions and by permitting you to communicate directly with us via e-mail. Some of the information that you submit may be personally identifiable information (that is, information that can be uniquely identified with you such as your full name, address, e-mail address, phone number, and so on).

Some areas of this site may require you to submit information in order for you to benefit from the specified features (such as e-mail alerts or newsletter subscriptions). You will be informed at each information collection point what information is required and what for.

As you navigate through a Web site, certain information can be passively collected (that is, gathered without your actively providing the information) using various technologies and means, such as Internet Protocol addresses, cookies, Internet tags and navigational data collection. 

IP Addresses
This site uses Internet Protocol (IP) addresses. An IP Address is a number assigned to your computer by your Internet service provider so you can access the Internet and is generally considered to be non-personally identifiable information, because in most cases an IP address is dynamic (changing each time you connect to the Internet), rather than static (unique to a particular user's computer). We use your IP address to diagnose problems with our server, report aggregate information, determine the fastest route for your computer to use in connecting to our site, and administer and improve the site.

Cookies
This website uses “cookies”. A cookie is a small text file that’s stored on your computer, tablet, or phone when you visit a website that helps the site remember information about you and your preferences.

Some cookies are deleted when you close down your browser.  These are known as session cookies.  Others remain on your device until they expire or you delete them from your cache.  These are known as persistent cookies and enable us to remember things about you as a returning visitor.

The cookies we use allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily. Our cookies also enable us to tailor the content you view according to preferences you set.

We use Session Cookies for the following purposes:
- To allow you to carry information across pages of our website and avoid having to re-enter information.
- Within registration to allow you to access stored information.
- To compile anonymous, aggregated statistics that allow us to understand how users use our website and to help us improve the structure of our website.

We use Persistent Cookies for the following purposes:
- To help us recognise you as a unique visitor (just a number) when you return to our website and to allow us to tailor content to match your preferred interests.
- To compile anonymous, aggregated statistics that allow us to understand how users use our website and to help us improve the structure of our website.
- To internally identify you by account name, email address, customer ID, and location (geographic and computer ID/IP address).
- To tailor content to your preferences.

Third parties serve cookies via this website.

These Third Party Cookies are used for the following purposes:
- To serve content on our site and track whether this content is clicked on by users.
- To control how often you are shown particular content.
- To count the number of anonymous users of our site. For website usage analysis.

Pop-up and pop-unders
When you close a pop-up or pop-under box, a cookie will be set on your machine to remember your preference.

The cookie will be destroyed when you close your browser; this means that the pop-up will display again the next time you visit the website.

Twitter cookies
On sites that have the Twitter feed enabled, Twitter may set cookies. For more details on what information Twitter collects, please visit their website: https://twitter.com/privacy

Google Analytics
We use Google Analytics to give us insight into how our users interact with the website. The information collected is anonymous and statistical in nature, including the number of visitors to the website, where they have come to the site from and the pages they have visited. More information can be found at: http://www.google.co.uk/intl/en/analytics/privacyoverview.html

You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it.

You can also set your browser to block the placing of cookies at all, but you should realise that this can limit the use of our website or services.

Use of Information
Except as otherwise stated, we may use your information to improve the content of our site, to customize the site to your preferences, to communicate information to you (if you have requested it), for our marketing and research purposes, and for the purposes specified in this Policy. We may disclose your personally identifiable information where required by applicable laws, court orders, or government regulations.

Access and Correction To keep your personally identifiable information accurate, current, and complete, please contact us as about any incorrect information. We will update or correct personally identifiable information in our possession that you have previously submitted via this site.

Security
We take reasonable steps to protect your personally identifiable information as you transmit your information from your computer to our site and to protect such information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. You should keep in mind that no Internet transmission is ever 100% secure or error-free. In particular, e-mail sent to or from this site may not be secure, and you should therefore take special care in deciding what information you send to us via e-mail. Moreover, where you use passwords, ID numbers, or other special access features on this site, it is your responsibility to safeguard them.

Links to Other Web Sites
This site may contain links or references to other web sites. Please be aware that we do not control other web sites and that, in any case, this Policy does not apply to those web sites. We encourage you to read the privacy and cookie policy of every web site you visit. 

Tracking users who open our emails
Our newsletters and emails may contain a 'web beacon pixel' or similar tracking to tell us whether our emails are opened and verify any clicks through to links or advertisements within the email. We may use this information for purposes including determining which of our emails are more interesting to users, whether users who do not open our emails wish to continue receiving them and to inform our advertisers how many users have clicked on their advertisements. The pixel will be deleted when you delete the email. If you do not wish the pixel to be downloaded, you should request to receive emails from us in plain text rather than HTML.

If you have any queries regarding this Cookie Policy please contact our Privacy Officer at privacy.officer@lowtax.net.

Disclaimer
Wolters Kluwer TAA Limited has taken reasonable care in sourcing and presenting the information contained on this site, but accepts no responsibility for any financial or other loss or damage that may result from its use. In particular, users of the site are advised to take appropriate professional advice before committing themselves to involvement in offshore jurisdictions, offshore trusts or offshore investments.

Intellectual Property
The material contained on this site is the intellectual property of Wolters Kluwer TAA Limited and may not be reproduced, transmitted or copied by any means including photocopying or electronic transmission, without the express written permission of Lowtax.net, except that the downloading of site information and printing of it for the personal use of a registrant is permitted.

Changes
Wolters Kluwer TAA Limited may revise this Policy. You agree to be bound by any such revisions and should therefore periodically visit this page to determine the current terms to which you are bound.

More Information
This document was last updated on 31st August 2017.